Disclaimer

1. General

The information on this website and in the Payment Recovery System product is provided for general informational purposes. While we take care to keep it accurate and current, we make no representation or warranty of any kind, express or implied, about its completeness, accuracy, reliability, or suitability for any purpose.

Any reliance you place on this information is strictly at your own risk.

2. Recovery Rates & Results

Figures such as “recover 40–65% of involuntary churn” are illustrative industry ranges, not a promise of your results. They describe what dunning automation has achieved for some businesses. They are not a forecast, a guarantee, or a term of any contract.

Your actual recovery rate depends on factors outside our control, including:

• Why the charge failed — an expired card behaves nothing like a hard decline for insufficient funds;
• Whether the card issuer approves a retry at all;
• Your customers’ willingness and ability to pay;
• Your price point, product category, and customer relationship;
• Your sending reputation and inbox placement;
• How you configure retry timing and email sequences.

No result is guaranteed. Some businesses recover a substantial share of failed payments; some recover very little. Nothing on this site should be read as a projection of your revenue, and no statement about recovery performance forms part of the contract between us.

Where the marketing pages present example figures — a “5× your subscription cost” comparison, or a sample dashboard — those are illustrations using representative numbers, not records of a specific customer’s outcome.

3. AI-Generated Content

Recovery email copy is drafted by a third-party large language model. Generative models can produce output that is factually wrong, tonally inappropriate, or unsuitable for your jurisdiction, and can do so confidently.

AI output is a draft for your review, not a finished message. You are the sender. You are responsible for what goes out under your brand, including its accuracy and its compliance with consumer-protection, debt-collection, and advertising law where your recipients are.

We do not warrant that generated content is accurate, non-infringing, or legally compliant. The Acceptable Use Policy sets out what you must not generate.

4. No Professional Advice

Nothing on this site or in the product is legal, tax, accounting, financial, or regulatory advice, and no attorney-client or other professional relationship is created by your use of it.

This applies with particular force to:

• Our summaries of CAN-SPAM, the GDPR, CASL, PCI DSS, and state privacy law. These are plain-language descriptions to help you orient yourself, not a legal opinion on your obligations;
• Templates and default content, which may not satisfy the disclosure requirements of your industry or jurisdiction;
• Anything touching debt collection. If you are collecting on defaulted accounts, or collecting on behalf of a third party, the FDCPA and its state analogues may apply to you — and they impose obligations this product does not manage for you.

Consult a qualified professional licensed in your jurisdiction.

5. Third-Party Dependencies

The Service depends on third parties, and their failures become your experience:

• Stripe executes every retry. If Stripe is unavailable, or changes its API, terms, or risk decisions, the Service is affected and we cannot override it;
• Card issuers decide whether a retry succeeds. Neither we nor Stripe controls that decision;
• Mailbox providers decide inbox placement. We do not control whether your email reaches the inbox or the spam folder;
• The AI provider may change model behaviour, availability, or terms.

We are not liable for the acts, omissions, availability, or policy changes of these third parties. See the SLA for how third-party outages are treated.

6. Service Provided “As Is”

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that any specific business outcome will be achieved.

7. External Links

This site links to third-party websites for convenience. We do not control them, do not endorse their content, and are not responsible for their accuracy, security, or privacy practices. Following an external link is at your own risk and that site’s own terms govern.

8. Testimonials & Comparisons

Testimonials reflect the experience of the individual who gave them and are not representative of what every customer will achieve. Where a testimonial mentions a result, that result is not typical and is not a promise. Consistent with the FTC Endorsement Guides, we disclose any material connection with an endorser and do not present hypothetical experiences as real ones.

Comparison tables reflect our understanding of competitors’ publicly available features at the time of writing. Competitors change their products; we may not have caught up. Verify anything material to your decision directly with the vendor. Florida’s Deceptive and Unfair Trade Practices Act, Fla. Stat. §§ 501.201–501.213, governs our advertising conduct, and we intend our comparisons to be accurate and substantiated — if you find one that is not, tell us and we will correct it.

9. Forward-Looking Statements

Statements about planned features, roadmap items, or future capability are aspirations, not commitments. Purchase based on the functionality available today, not on what is described as coming. Nothing labelled “coming soon”, “planned”, or “beta” forms part of the contract or carries an SLA.

10. Limits of This Disclaimer

Nothing in this Disclaimer excludes or limits liability that cannot lawfully be excluded or limited — including liability for fraud or fraudulent misrepresentation, for death or personal injury caused by negligence, or any liability that applicable consumer-protection law makes non-excludable.

Some jurisdictions do not allow the exclusion of implied warranties or the limitation of incidental or consequential damages, so parts of Section 6 may not apply to you. In that case those exclusions apply to the fullest extent permitted by law, and the remainder of this Disclaimer stays in force.

This Disclaimer is governed by the laws of the State of Florida, United States, consistent with Section 13 of the Terms of Service.

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